12 months
If your SSDI application does take longer than 5 months to process, you will be awarded back pay and/or retroactive pay for up to 12 months. Back pay covers any time between your application, otherwise known as the EOD.
How do I use SSDI back pay?
First, you can pay for current expenses, such as:
- pay rent or paying down your mortgage.
- put down a security deposit on a rental.
- repair or retrofit your house or apartment.
- pay off debts.
- stock up on food staples, and.
- pay for health insurance premiums and other medical expenses.
How is the amount of back pay determined for SSDI?
Your monthly SSDI benefit will determine the amount you receive in back pay. The number of months of back pay you receive will be based on when your disability started or when you filed an application for benefits. It is important to file your application soon after becoming disabled to avoid losing back pay to which you may be entitled.
What’s the average Social Security Disability payment per month?
The average SSDI payment is currently $1,234. The highest monthly payment you can receive from SSDI in 2019 is $2,861. This article covers how the monthly benefit is calculated. If you are eligible for SSDI benefits, the amount you receive each month will be based on your average lifetime earnings before your disability began.
When do you get paid retroactive SSDI benefits?
Retroactive benefits are paid for the months between when you became disabled — also known as your disability onset date — and when you first applied for Social Security disability benefits. This time period is identified as benefits that you were eligible to receive if you had applied for benefits earlier.
Do you get backpay on Social Security disability?
Most people who are approved for Social Security disability benefits receive a substantial amount of backpay. When you are awarded Social Security or SSI disability benefits, Social Security may owe you more than just your awarded monthly disability checks.
